Answer 5 questions. See what you qualify for on your next deal.
What best describes your next project?
Speed, leverage, and reliability. Same-day terms, 24-hour closings, up to 92.5% LTC.
Who we are
Capital Fund 1 is a direct hard money lender β no brokers, no middlemen. We lend our own capital, which means faster decisions, fewer surprises, and a team that actually picks up the phone.
We work exclusively with experienced fix-and-flip investors. If you're serious about your next deal, we're serious about funding it.
$6B Funded
For thousands of Investors
Same-day Terms
Next-day Funding
Up to 92.5% LTC*
90% purchase / 100% rehab
Most popular
Up to 92.5% LTC, 90% of purchase, 100% of rehab, with closings in as fast as 24 hours across AZ, CO, TX, TN, GA, and NC. If you're moving fast and need maximum leverage, this is the program that keeps up with you.
Wider Coverage
For investors with 3+ projects under their belt β up to 95% LTC at 10+ deals, 85% LTC at 3β9 β with better pricing the more you've done. The more you've proven, the better the terms you deserve.
BRRRR
Up to 80% LTV with 30-year fixed and ARM options, underwritten on the property's cash flow β not your W-2. Built for buy-and-hold investors who are done letting personal income limits cap their portfolio.
What does "sold" mean?
A property sold in the last 36 months when you or your entity were on title. Typically, this would be a previous flip, project, etc.
Does experience matter?
Yes! We want to reward your expertise. Although we have competitive programs for first time flippers, the more experience you have the better your terms could be.
Why is credit important?
Credit is one data point in our underwriting; we're asset-driven, so the deal does most of the talking. A stronger score can unlock better rates.
Do you lend to foreign nationals?
We lend to foreign nationals across all six of our states. Reach out and we'll walk you through what the process looks like for your situation.
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